HR Software

mChoice Banking, a next generation choice in banking for today's busy lifestyles. It allows banks to open personal branches in every customer's mobile handset and enables bank customers to conveniently carryout secure banking transactions ranging from regular fund transfers, utility bill payments to mobile top-ups via SMS, WAP USSD or Java ME.

Key features:

• Fund transfers between accounts
• Bank account balance enquiries
• Account statement requests
• Cheque status requests
• Credit card balance enquiries
• Utility bill payments
• Credit card payments
• Foreign exchange rates
• Debit/Credit card transaction alerts
• Facility to integrate with financial switches/hubs
• Mobile phone Top-up via Bank account

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mChoice™ Payments, will undoubtedly expand control over consumer’s financial matters with increased accessibility, for everyday financial transactions. The product also provides the consumers the ultimate convenience, facilitating easy payments via mobile phones.

mChoice™ Payments converts the mobile phone into a payment instrument, which is available in a variety of access channels such as SMS, USSD, WAP and J2ME. The solution’s extendable architecture facilitates new technologies, trends and channels.

Key features:

• Allows customers to transfer funds
• Allows customers to pay any bill and also view the payment history
• Opportunity to be localized
• Ensures end to end security
• Provides a fast and convenient service

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mChoice™Recharge, revolutionizes prepaid mobile topup via SMS, SIM Tool Kit, WAP, J2ME, POS, ATM, Web and phone-to-phone. It enables mobile operators to cut operational costs and gain increased reach and flexibility while subscribers benefit the convenience to recharge their mobile accounts anytime, anywhere for any value.

As an extended feature to mChoice™ Recharge "Electronic Voucher Management" has been introduced to successfully manage the voucher distribution. . This is a cutting edge system that eliminates the need for scratch cards which takes away the hassle of printing, dispatching, stocking, availability and tracking. It's a simple process of installing the software at the server and managing the sales of mobile top up and recharge to different wireless POS terminals installed at various retailer locations.

Key features:

• Recharge any denomination
• Increased availability and convenience of airtime top-up options
• Caters to Mobile Top up, Internet vouchers, International Calling cards
• Supports CDMA, GSM (GPRS) modes of Communication
• Reduced logistics
• No 'Out of Stock' problems
• Real time sales reports
• Web based comprehensive admin module, customer care and reseller self-service modules
• Management of commission for the distribution hierarchy requirements
• Support taxation
• Bonuses for subscribers
• Airtime expiry for funds

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